I purchased my house in 2013! Thanks to God, Payam, and my hard work. You can do it too. However, you need a Real Estate Agent like him because he will make the process smooth, easy, understandable, and he will be there for you years later. I call him my friend (7) years later. I'm telling you, you want him by your side, front, and he has your back. A really great human being.